What do mutal funds offer?

• Professional portfolio management;
• Convenient administration;
• Diversification;
• Innovative solutions that can meet a wide-range of investment objectives and evolve with investor needs;
• Opportunities for foreign and domestic investment that may not otherwise be easily accessible for individual investors;
• Flexibility for investors to quickly respond to changes in their personal circumstances;
• Easy investment options for those who prefer to invest small amounts at regular intervals;
• Choice of purchase methods and fee structures, including full service, fee-for-service and do-it-yourself; and,
• Increased accountability and transparency for investors through industry regulation.

Why choose Canadian Western Financial (CWF)?

At CWF, one of our goals is to help you earn greater returns by lowering the costs of investing:

• We don’t sell mutual funds with deferred sales charges or fees charged upon redemption. Instead, mutual funds are offered as low-load or with a front-end commission of 1%.
• We typically waive the annual fee on your self-directed RRSP, RRIF or non-registered account (some conditions apply).

How can a self-directed plan offer you more flexibility?

• We offer a wide selection of mutual funds from more than 20 well-known third-party fund companies; visit the products page for more details.
• Most mutual funds held at other financial institutions can be transferred to CWF "in kind" so your existing investments will not have to be sold.
• With CWF you have the ability to review your accounts online, at your convenience.

Our qualified Registered Mutual Fund Representatives can help build an investment portfolio that is suited to your unique needs and circumstances. We work closely with you to assess your goals so we can design and implement an investment program that works for you.

It's never too early, or too late, to begin planning for your future. At CWF, we’re here to help.

CWF is the mutual fund dealer company of Canadian Western Bank (CWB). CWB and its operating companies/divisions collectively offer services in the areas of banking, trust, insurance and wealth management, and are together known as Canadian Western Bank Group (CWB Group). Visit www.cwbankgroup.com for additional information.